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Introduction
The Credit Unions of Atlantic Canada provide this website to you subject to the following terms and conditions of use, which may be updated by us from time to time without notice. In using this website you are acknowledging acceptance of the terms and conditions below. If you do not accept these terms and conditions we ask that you refrain from using this website.

Copyright Information
The information, creative, copy, video, audio, and images contained on this website are protected by copyright laws. You may download information from our website for your personal reference. However, you may not copy, reproduce, transmit, distribute or modify anything from this website without our prior written approval.

Trademark Information
The logos, trade-marks and trade names appearing on this website are owned by (or licensed to) the Credit Unions of Atlantic Canada and may not be used in connection with any product or service that does not belong to the Credit Unions of Atlantic Canada, in any manner that is likely to cause confusion, or in any manner that conflicts with the Credit Unions of Atlantic Canada.

Warranties and Limitation of Liability
All the information provided on this website is provided without any warranties of any kind, express or implied, as to the operation of this website, as well as the information included or referenced on this website. The Credit Unions of Atlantic Canada uses reasonable efforts to include accurate and up-to-date information on this website; the Credit Unions of Atlantic Canada do not, however, make any representations as to its accuracy or completeness. Use of this website is at risk of the user. The Credit Unions of Atlantic Canada, their suppliers, and the other parties involved in creating and delivering this website's contents are not liable for any direct, indirect, special or consequential damages arising from use of this site, including any damages you may suffer as a result of your personal information being transmitted between you and the Credit Unions of Atlantic Canada.

Privacy Policy
Protecting your privacy and the confidentiality of your information -- over the Internet, on the telephone, or through our offices - has always been fundamental to the way we do business across the Credit Union network in Atlantic Canada. We operate on the basis of a Privacy Policy and related procedures that guide the handling of the information we collect. We have created this privacy statement in order to demonstrate our firm commitment to protecting the privacy of our Owners, partners and potential website visitors.

The content of this website is available to the general public and covers a broad range of information regarding Credit Unions of Atlantic Canada. We do not collect personal data from users on this site. We collect general, non-personal browsing information based on a viewer's Internet protocol (IP) for statistical purposes. We collect the date and time of the visit, the type of Internet browser, time zone and the referring address (the link a visitor uses to access the site) for the last 100 visitors at any given time. This data is used to create statistics on site usage and improve online viewing. Our general contact email is admin@ownershipisbetter.com. When you send an email to us, information you provide is used to respond to your question or act on your request. We do not sell or knowingly disclose information to any outside party; however, we may refer your question or comment back to a Credit Union in Atlantic Canada. We will not use your name or email address for other purposes without additional consent.

While the Credit Unions of Atlantic Canada use industry security techniques to ensure the security of your information, please remember that standard email does not use encryption or other security features. We ask that you do not include any specific account detail or other private information in an email to us. If you do include such information or other private details, we cannot be responsible for safeguarding this information from interception by third-parties.

Our website contains links to many other websites that are part of, or affiliated with, the network of Credit Unions in Atlantic Canada. When you leave our site to visit another site, the only information transferred to the new site is the fact that you came from this main site. Transmission of this referring address allows other sites to monitor their own Internet traffic, but does not disclose personal information about you. The Credit Unions of Atlantic Canada are not responsible for the privacy policies or content of linked sites. Our privacy statement applies solely to information collected by this website (www.ownershipisbetter.com and www.ownershipisbetter.ca). Please consult the privacy policies at linked sites to determine how your information may be used there.

Please note: The Credit Unions of Atlantic Canada reserves the right to amend its Internet privacy statement at any time with or without notice. Please check this page periodically for changes.


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